Jack Vaughn was a New York cop for a while, but that didn't end well. So he relocated to America's sexiest city and became a personal trainer for some of Miami's hottest hard bodies. In hindsight, he probably should never have gotten involved with Vivian, the footloose daughter of millionaire businessman Colonel Patterson. She ultimately dumped him for a pornographer, but Vaughn can't seem to shake her family. And now the Colonel's offering Jack one hundred grand to perform a “simple” favor: torch the yacht that's floating in the waters behind the Patterson estate . . . along with the dead body that's inside it.

One hundred thousand is a lot of money, so Jack agrees. Which could prove to be the biggest mistake of his life, bringing the carefree, fun-in-the-Florida-sun lifestyle he's learned to love to a very abrupt and very violent end. . . .