US/EN
Debt Resisters' Operations Manual
Description
Over the last thirty years, as wages have stagnated across the country, average household debt has more than doubled. Increasingly, we are forced to take on debt to meet our needs--from housing, to education, to medical care. The results--wrecked lives, devastated communities, and an increasing reliance on credit to maintain our basic living standards--reveal an economic system that enriches the few at the expense of the many.
The Debt Resisters' Operations Manual is a handbook for debtors everywhere to understand how this system really works, while providing practical tools for fighting debt in its most exploitative forms. Inside, you'll find detailed strategies, resources, and insider tips for dealing with some of the most common kinds of debt, including credit card debt, medical debt, student debt, and housing debt. The book also contains tactics for navigating the pitfalls of personal bankruptcy, and information to help protect yourself from credit reporting agencies, debt collectors, payday lenders, check cashing outlets, rent-to-own stores, and more.
Written and edited by a network of activists, writers, and academics from Occupy Wall Street, additional chapters cover tax debt, sovereign debt, the relationship between debt and climate, and an expanded vision for a movement of mass debt resistance.
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Reviews
"Two tasks for those who care about the health of the society: change the design, and find ways to cope as effectively with the failures it imposes. This valuable monograph by Strike Debt provides a good guide to undertake both." --Noam Chomsky, author, Hopes and Prospects
"A powerful tool for resistance and creation. It shows how we can say No! to debt--resist and refuse--while at the same time opens the possibility of alternative ways of relating and creating real value together--based on solidarity and care." --Marina Sitrin, author, Everyday Revolutions: Horizontalism and Autonomy in Argentina
"A practical guide that will aid anyone who is struggling with debt. But even more important it is a political guide that illuminates the myriad kinds of debt relationships that define our society and helps us imagine how we can begin to organize collectively against debt." --Michael Hardt, author, Commonwealth
"A sober, practical book that will save its readers much money and many sleepless nights. At the same time it is a visionary text that goes into the bowels of the debt machine to chart a collective way out of the state of debt-induced indentured servitude that millions of Americans face. Get a copy and join the movement." --Silvia Federici, author, Revolution at Point Zero: Housework, Reproduction, and Feminist Struggle
"We pored through a debt-resistance manual created by former Occupiers to bring you these practical tips. by Liz Pleasant Last month PM Press published the Debt Resisters' Operations Manual --also known as "the DROM." But don't let that menacing-sounding acronym fool you: this is a book written in plain English and filled with tips and tactics for dealing with debt." --Yes! Magazine
